Updated 11/08/2023
totalcoverage4u or totalcoverage4u.com hereinafter referred to as, (“totalcoverage4u”, “website” “us”, “our”, or “we”), has created this Privacy Policy in order to disclose our information gathering and dissemination practices. We understand the importance that Internet users place on privacy and have designed our service with this in mind.
You agree to this Privacy Policy, in its entirety, when you access or use totalcoverage4u (“Website”), or select and register for offer(s) on the Website by clicking the offer(s) presented.
If you do not agree with the terms of our Privacy Policy, please do not use or access the Website.
Information We Collect:
In order to provide you with and match you with the right offer, we may collect and/or monitor the following: information knowingly provided by you through online forms, registration forms, surveys, and/or other entry forms, such as sensitive personal data, email addresses, personal, financial or demographic information, basic health information; anonymous web user information, such as Web Page http headers, IP addresses, Internet Service Provider (ISP), date/time stamp, number of clicks and user information, specific or aggregate, regarding what pages our visitors access. Web user information collected on this site is monitored in order to analyze trends, administer the website, monitor user behavior in the aggregate and gather broad demographic information for aggregate use.
Cookies:
This website uses a ‘cookie’ to assign a unique identifier to your computer. The cookies we use are persistent files that your web browser places on your computer’s hard drive. Cookies may be used to help save information on past activities and other preferences, so that you are not required to re-enter information each time you visit this website, and to deliver content specific to your interests. No personally identifiable information is gathered by the cookie.
How We Use Your Information:
Any personal information you provide on this website remains your personal property. The use of your personal, demographic, and profile data to enhance your experience at totalcoverage4u and allow us to refine this website through statistical and market analysis. The addition of your information to our consumer database, which may be used to contact you via email, telephone, postal mail, or SMS/MMS (messaging rates may apply) concerning new product and service offerings from totalcoverage4u.
“Offers”, as mentioned in these terms, encompass a broad spectrum of opportunities and products provided or represented by totalcoverage4u’s partners. This includes but is not limited to Legal, Financial, Health Insurance, Life Insurance, Auto Insurance, Real Estate, Survey, Sweepstakes, and other similar products and services. While we endeavor to maintain user privacy, there are occasions when we might need to disclose personal information: When required by law, especially when we firmly believe that such action is necessary to comply with a judicial proceeding, court order, or subpoena.
Changes to the Privacy Policy:
totalcoverage4u reserves the right to change or update this Privacy Policy at any time by posting a notice at the Website that we are changing our Privacy Policy. If the manner in which we use information changes, we will notify users by posting the changes on this Website. Any and all changes to our Privacy Policy are effective immediately upon posting. The user’s continued use of the Website and/or continued receipt of totalcoverage4u emails constitutes an affirmative acknowledgement and acceptance by the user to the terms of the modified Privacy Policy.
Minors:
Visitors under 18 years of age are not permitted to use and/or submit their personal information at the Website. totalcoverage4u does not knowingly solicit or collect information from individuals under the age of 18. We encourage parents and guardians to spend time online with their children and to participate and monitor the interactive activities of their children.
Security:
All collected information is stored in a technically and physically secured environment. Furthermore, access to this information is strictly limited, and the information is not accessible to the public. Our employees are dedicated to ensuring the security and privacy of all totalcoverage4u user information. To prevent unauthorized access, maintain data accuracy and ensure the correct use of information, we use appropriate industry standard procedures to safeguard the confidentiality of your personal information, such as firewall, encryption, token authentication, application proxies, monitoring technology, and adaptive analysis of network traffic to monitor abuse of our network and its data.
In addition, totalcoverage4u has security measures in place to protect the loss, misuse and alteration of personal information under our control.
Please be advised that, although we take every reasonable technological precaution available to protect your data, no data transmission over the internet can be guaranteed to be 100% secure.
If you have any dispute concerning any aspect of these Terms of Website Use, the Website, or any of our services, you agree to submit your dispute for resolution by arbitration before the American Arbitration Association (“AAA”) in the county where you live by filing a Demand for Arbitration. The arbitrator will have exclusive authority to resolve any dispute including any claim that all or any part of these Terms of Website Use are unenforceable. Opt-Out of Arbitration/Class Action Waiver. The Terms & Conditions do not constitute a waiver of any of your rights and remedies to pursue a claim individually and not as a class action in binding arbitration as provided above. This provision preventing you from bringing, joining or participating in class action lawsuits is an independent agreement. You may opt-out of these Dispute Resolution Provisions by providing written notice of your decision within thirty (30) days of the date that you first register on the totalcoverage4u Website.
YOU ACKNOWLEDGE AND AGREE THAT, VIA YOUR ACCEPTANCE OF THESE DISPUTE RESOLUTION PROVISIONS, YOU WAIVE ANY RIGHT TO A JURY TRIAL, AS WELL AS YOUR RIGHT TO BRING, JOIN OR PARTICIPATE AS A PLAINTIFF OR A CLASS MEMBER IN A CLASS ACTION SUIT OR MULTI-PARTY ARBITRATION BROUGHT AGAINST US, ANY PERSON RELATED TO US OR A SERVICE PROVIDER USED BY US TO PROVIDE THE SERVICE. SHARING PERSONAL INFORMATION
No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties. We guarantee your personal and credit card information will not be sold, traded, or rented to any third parties for any purpose.
